Grapple Tech

Embedded Finance, Lend-Tech Infrastructure & AI Powering Your Lending Ecosystem

Grapple SME Lending Solutions

Grapple partners with all types of lenders, SME marketplaces, SME tech providers, brokers, aggregators, accountants and lawyers to deliver smarter, faster, more flexible SME lending solutions.

Whether you want to distribute our products, power your own lending solution, or enhance underwriting with AI we've built the technology to plug straight into your infrastructure.

Our tech innovation focuses on key areas to help your lending business thrive as well as create opportunities for embedded finance options:

  • Automation in Onboarding, KYC, and Invoice Validation
  • API-Based Invoice Financing Platforms for SMEs and Freelancers
  • Cloud-Based Lending Software and End-to-End Workflow Solutions
  • AI and ML integration for Risk Assessment and Credit Scoring

The Grapple platform was developed based on over 8 years of experience running Grapple's invoice and trade finance lending business. We bring deep risk and in-life management capabilities for trade and invoice finance. This domain knowledge allows us to customise and develop an agile platform to provide a flexible Lend-Tech platform that can power most business lending products including:

  • Invoice finance & Trade finance
  • Traditional term loans
  • Vehicle and asset finance
  • Short-term working capital lending
  • Secured and unsecured loans

Embedded Finance

Turn your SME ecosystem into a lending channel. We'll take care of the details.

We work with:

  • SaaS & ERP platforms
  • Payment gateways & marketplaces
  • Digital banks & accounting tools
  • Platforms that connect buyers and sellers

Embed Grapple's SME lending platforms and tools into your platform ecosystem. Let your users get funding seamlessly without leaving your branded experience.

Unlock greater value and increase the stickiness of your platform. You bring the traffic - we bring the technology, funding and compliance.

Your Lending, but Better

Grapple's Lend-Tech is built for every kind of lending ecosystem

Whether you're a:

  • Invoice or trade financier
  • Bank or non-bank lender
  • Fintech startup or credit fund
  • Aggregator or broker platform
  • Alt-finance player entering business lending

Grapple delivers end-to-end infrastructure for modern lenders and platforms—providing automated onboarding, intelligent dashboards, credit decisioning, preventative risk management, and deep API connectivity to major accounting platforms, banks, credit agencies, PPSR, and KYC providers.

Our modular tools, automated reporting, and compliance-ready systems help you lend smarter, scale faster, and stand out in a competitive market.

Grapple Monitor Dashboard

Empower with grappleAI

The AI Co-Pilot for Smarter Business Lending of Every Kind

Not only will GrappleAI empower your team with instant credit assessments across clients, contracts, invoices, debtors, suppliers and equipment, with GrappleAI you have the ability to connect your database for instant querying of client data, risks and pertinent recommendations. Gain deep data validation checks, reporting, document creation and risk insights in a secure environment—before even opening a file.

Results:

  • Faster decisions, fewer mistakes
  • Improved consistency across teams
  • More bandwidth for high-value deals

Your knowledge base and data + GrappleAI = faster, sharper lending.

AI Dashboard

Grapple AI is a domain-specific, white-labelled, AI assistant specifically designed for modern lending, broking, and aggregator teams.

Features

SMART Assistant

  • Deep knowledge base
  • Information sourced from lender policies & procedures
  • Guidance on process flows and next step options

Creditworthy Online Profile

  • Bulk online profile checks of clients & stakeholders
  • Website age & authenticity
  • News articles
  • Customer reviews
  • Client legitimacy

Contract + Invoice Check

  • Review client agreements and invoices en masse
  • Invoice validity and document cross checks
  • Fraud detection and error checks

Financial + Risk Assessment

  • Analyse complex financial data in minutes
  • Get pertinent advice based on financial analysis
  • Review portfolio metrics against credit policies

Client Self-help Tools

  • Clients can benefit from GrappleAI review of their contracts and financials
  • Clients can recieve timely answers to FAQs
  • Empower clients and unburden your team

Let's Work Together to Create the Future of SME lending - fast, seamless, powered by AI

We're actively partnering with:

  • Lenders looking to modernise or scale
  • Platforms seeking to monetise their SME base
  • Brokers and aggregators wanting smarter credit delivery