Terms of use

1. Acceptance

Grapple provides you access and use of this site subject to your compliance with the following Terms and Conditions of Use and any additional terms and conditions displayed on this site from time to time. If you do not agree to be bound by the site terms you must exit and not access our site immediately. By accessing, browsing, or using this site, or any available facilities through it, you agree to be bound by the site terms and all applicable law.

If any of the terms is deemed invalid, void or unenforceable, it will be severed from the Terms and the remaining terms will remain valid and enforceable.

2. No warranty

The information and materials contained in this site, including text, graphics, links or other items are general information and not in the nature of advice. We do not warrant (expressed or implied) or represent that the site material is accurate, complete, up to date or adequate, and expressly disclaim liability for errors or omissions in this information and materials. You should seek professional financial advice in connection with the information and materials and in connection with any investment. We do not warrant (expressed or implied) or represent that the site is free from viruses or that you will have continuous access to the site. You warrant that the material you upload to our site is true and accurate. Your use of the site is entirely at your own risk.

This Disclaimer of Warranty will apply to the maximum extent permitted by applicable law. If any law implies a warranty or guarantee that cannot be lawfully excluded, our liability for the breach of the implied warranty or guarantee is limited, at our option, to supplying again the services or the payment of the cost of supplying them again.

3. Indemnification

You agree to indemnify, defend and hold harmless Grapple its officers, directors, employees, contractors, agents, information providers, suppliers, associated entities or clients, for any losses, costs, liabilities and damages that Grapple its officers, directors, employees, contractors, agents, information providers, suppliers, associated entities or clients may suffer or incur as a result of or in connection with; i) your use of or inability to use the website, the services or software; ii) your conduct in connection with the Site, including any breach by you of these Terms of Use; iii) your provision of data which is incorrect, inaccurate or incomplete; iv) your violation of any applicable laws, rules or regulations.

4. Limitation of liability

In no event, to the maximum extent provided by law, will Grapple nor any of its officers, directors, employees, contractors, agents, information providers, suppliers, associated entities or clients be liable for any loss, damage, costs or expense, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any misrepresentation, error, omission, delay in operation, computer virus or line or system failure. You agree to indemnify us for any loss, damage, cost or expense that we may suffer or incur as a result of or in connection with your use of or conduct in connection with the Site, including any breach by you of these Terms of Use. This limitation applies even where Grapple knows or ought to know of the potential that such loss may be caused.

You must take your own precautions to ensure that the process which you employ for accessing the Site does not expose you to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. We do not accept responsibility for any interference or damage to your own computer system which arises in connection with your use of the Site or any linked website.

5. Acknowledgment

You acknowledge that Grapple may not be able to provide services to every person who seeks to use the services. Grapple gives no assurances that any person will be able obtain business funding through using Grapple’s services.

Separate terms and conditions contain the terms and conditions of the agreements under which services may be provided. If you are interested in obtaining any services which are described on the website it is essential that you obtain those terms and conditions, read them and obtain independent legal and financial advice on them. They contain the terms and conditions of the agreements which may be entered into. The material available on the website is only a summary or outline of some features of those agreements.

6. Privacy policy

Your personal information is being collected by Grapple ACN 64 620 558 063 so that you can access and use the website grapple.com.au (Site). Despite any other provision of the Terms, you agree that we may use aggregate Data that is anonymous and is not personally identifiable in order to evaluate, develop and improve the Services and our products and services and for the other purposes set forth in our Privacy Policy.

We follow generally accepted industry standards to protect the security and confidentiality of Data. We will maintain any personally identifiable information that we collect and/or receive in accordance with our Privacy Policy. Your information is not likely to be disclosed to overseas recipients. If you have any queries about privacy, please contact our Privacy Officer by email at info@grapple.com.au.

If you do not agree with the terms of this Policy, do not access the Website or use the Services.

7. Customer data

If you provide any content (including data) to any publicly accessible areas of the website (for example by providing blog comments), you grant to Grapple an irrevocable worldwide royalty free non-exclusive licence to use, reproduce, publicly display, publish and distribute that content, including incorporating it into other works and using it for Grapple’s own commercial purposes and the right to sub-licence that content.

8. Intellectual property

Except as specified in these Terms, Grapple is the owner or holder of all the rights of the website. The entire contents and design subsisting in including but not limited to the design, structure, coordination, selection, appearance, and arrangement of the content, relating to or arising out of the Site and available through or in connection with the Site are the intellectual property of us, our content providers or our licensors, with all rights reserved.

You must not do anything, or omit to do anything, which may infringe these intellectual property rights, except with our express written permission. The content is protected by copyright, trademark, design and other intellectual property laws. This includes reproducing any part of the Site or the content.

9. Term & termination

You accept these Terms and this agreement becomes effective (and will remain in effect indefinitely unless terminated in accordance with the terms) upon your use of the Website or Services by visiting this website. We reserve the right to terminate or suspend your access to any of the Services, without notice, for any reason or no reason.

10. Availability

This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

11. Governing law

Use of this site shall be governed by all applicable laws of New South Wales, Australia.

If any of the terms is deemed invalid, void or unenforceable, it will be severed from the Terms and the remaining terms will remain valid and enforceable.

12. Changes to the terms of use

We may change the terms of use from time to time. It is your responsibility to remain familiar with the most current versions of the policies. If you object to the changes then you must immediately stop using the site.